RUS has another verse in between the two given above:

Money's dandy and we like to use it
But love is better if you don't refuse it
It's a treasure and you'll never lose it
Unless you lock up your door, for

In their attribution, it's listed as copyright 1955, 1958 Northern Music Co., so the above might be a later addition. Then, again, knowing RUS, it might be spurious.