We can't accept Amex at Folk-Legacy either, because of their high rates and our low margins. On top of that, we are canceling our personal Amex card since they raised the annual fee. $75 a year for the privilege of flashing a Gold American Express card is simply outrageous. We will continue to accept Discover, although that's also an "ouch!", and Mastercard and Visa. Probably 70% of our on-line sales are made with Visa.

Sandy