Hi Paw, feels like you dropped by for a visit. Heather's making coffee and Scottish biscuits for you right now.
Quite the dilemma though. I totally understand trying not to have the commercial forces mess with the music, but sometimes you just can't get untangled. A few years ago I sung "John Henry" on a CBC (Canadian Broadcasting Corporation) radio show, as well as one of my own songs. A few months later I got royalties for BOTH songs! I phoned them and they said I was listed as "author" of John Henry! I explained and their person said that if I removed my credit they would just assign it to the BANDLEADER on the show (who didn't even play during my appearance!) What to do? I kept the 50 bucks and probably bought a melmac Harmony banjo with it.
Have you read the story that Pete NEVER allowed concert cheques to be given to him directly, and made Toshi cover up his income tax form so he wouldn't see what he made that year before signing. Silly? Neurotic? All of the above, but even folkies sometimes get rich accidently.