Wow! Night Owl, My little (compared to yours) loss is somthing I could never be as eloquent as you have been. Simply put, you have moved me to tears. I am glad you have been able to recover some small part of your life. I had least have the luxury of having the last 5 years of my life with me. Just all the 30 odd years of collecting before is gone. I cheated. I avoided going to see the results of the fire. I hadn't any insurance but I still have my memories.