Little-known fact: Dave's day job is/was as an insurance agent. I believe he inherited the business from his father. The agency was called "James Ray and Associates", with its office in Minneapolis. (Not to be confused with other businesses with the same name in other states.) He handled the insurance for a small business I once worked for. One of my coworkers, who had met him personally on several occasions, knew him only as our insurance agent, and had no idea he was a musician, let alone a famous one! This was maybe 10 years ago.

By the way, I just checked the phone book (as well as the Internet) and I can find no listing for "James Ray and Associates." I wonder if he closed the business and retired? Or maybe just decided to play music full time?

Naturally I'm kicking myself now for all the missed opportunities to hear him play.

I'm guessing he's not too debilitated at this point, and depending on his priorities, he might perform again. But I wouldn't blame him if he just wanted to spend time with his family and friends from now on. Yes, it's sad, but not too late to be (somewhat) hopeful, in my opinion.