The Mudcat Café TM
Thread #48204 Message #722377
Posted By: katlaughing
03-Jun-02 - 07:25 PM
Thread Name: BS: USmostly- Health insurance-crap-shoot?
Subject: USmostly- Health insurance-crap-shoot?
Sorry that this will probably not apply to all, just US-Catters mostly, I think. I know we've talked about health coverage available in different countries, but I am interested in how many in the US have health insurance and if they think it is worth it.
It seems ever more expensive, esp. if one has what the ins. co's. term "a pre-existing" condition (I always want to say, "No, I haven't existed at all until I signed up for your service!"), plus it just seems to be a crap-shoot. Everyone's betting on whether a person will need it or not. I hate that kind of thinking. And, I hate that this country does not have any kind of universal health care plan.
Can you tell I am trying to decide, once again, whether to sign up or not, thorugh Rog's employment?*bg* Five or six years ago, we said enough is enough and declined coverage when it went to over $600 per month for two of us. We have managed okay and are thankful. It almost seems it would be better to put what they want for premiums in the bank and take care of ourselves.
On a related subject, another 'catter told me a doctor in their town has just dumped all insurance companies and gone to all private pay AND the patients get a solid hour, with all kind of treatments, for the the set fee. I admire that doc's courage!
Thanks for your input.
kat