I vote for getting the insurance if at all possible. I wish we would get a public health system for lower income people and preserve what is good about American medicine, and a lot is..certainly emergency medicine. I also think we have to educate ourselves on prevention and home remedies because most of us won't be able to afford hospitals etc....and there are remedies for chronic ailments that are probably much better than drugs and surgery. Read up on fatty acid deficiencies and insulin resistence and don't be too swift to believe all you are told about low-fat diets, we supposedly all eat too much protein etc....I hope to get my hands on a copy of Metabolic Body Typing...I think from exerpts I have seen that they are at least on the right track to individualized prescriptions for health.mg (hunter-gatherer type)