Hank and dear Ivy B.Your points have everthing to do with the original question and Ivy's in particular made the tears start in my eyes.
The point about education and qualifiying is exactly right and my thoughts are with you and all those in your position. Thanks for sharing them with us.
Whatever qualification you do or not obtain, you will hopefully have a long and happy life, it is to our shame that we make you believe at this tender age that life is only, such a desperate contest, with no alternatives.