Thanks Pookah! Sometimes, I wonder if maybe a smiley might help. I am glad it came across at least to one soul. And you aint just whistling dixie on the celtic lack of melanin thing. If I were any paler, I'd be clear.

SlickerBill...very valid concerns! I share them, in fact. I wonder at why *anyone* would live on the San Andreas fault, as a fer instance. I *love* the Keys...but I canna imagine living there for the very reasons you list (not unless I owned a helicopter, my house were entirely made of concrete, and it was up on steel reinforced pilons driven into bedrock).