There are a number of questions you need to ask your self,, or that I would ask you rather. How many pages did you want the liner notes to be? You would be limited by how much room ( Thickness) those little tabs give you to slip in behind in the case.

Check out a few CD's that have notes like what you want, then measure carefully to make your own template.

With the run being under 200 you would probably be best off finding a place with affordable digital color copies.

As for what programs to use lets just say Microsoft word is a nightmare for a professional printer, just because it looks ok at home does not mean it will work . If you can print it at home that may be a way to go

One always winds up with font issues, art issues if you go to a printer with your files. Talk to a local printing/copy place to see if they can do the whole thing from scratch within you budget. Or find a friend who is a graphic artist, there is a reason why they use programs like Quark, Photoshop & Illustrator, cause they work, and printing places use them too.

Good luck!

Nick