Whatever you decide to do from a business standpoint,, let me make a suggestion. You're probably a person who takes pride in being damn good at what you do and are probably in a high stress/burnout occupation like teaching or social work where you have done most of it already and are disgusted with going through the motions. You get no "buzz" out of that......There was a time when the job was great because you felt you made a difference and now there are no mountains to climb. Oh, they're there, but the second or third or hundredth time isn't as satisfying as the first.

Two things-----You may hate it, but even a great teacher, caseworker, whatever who is now only going through the motions is still better than 95% of the rest! Second, make sure you are in a position to maximize whatever you can do on both a retirement and insurance standpoint. This one messed Karen and I up. We had the insurance but a little more time on the job could have significantly added to our savings when I left. I thought we were okay....I was wrong. We're makin' it and thankfully have great insurance, but with just a bit more time, we could have had a boatload more money today. We still made the right decision, just a bit more time would have made it easier.

Buy a pub when you can or whatever it is, but keep working til you have all the ducks in a row.

Spaw