Cutting costs is one way to get ahead--

Don't know if you own or rent, but there are often special programs to subsidize housing and utilities for disabled (Tell me if I am wrong, but I seem to remember that you are getting disability benefits)--Bagpuss is right, there are a lot of Gov't programs out there that provide money and other benefits, you just have to find them--At one point, I found a program that would provide a downpayment and closing costs for the purchase of a home--the craziest thing was that they were having trouble finding people to give the money to!

Another thing is, if you are still up to playing and performing, you should consider doing some nursing home/senior center gigs--it isn't much money, but and extra $50-75 from time to time can come in handy--

If you can do nursing home gigs, consider this: if you set aside the money you earn(excepting expenses) you can build up a buffer fund to cover those surprise expenses that are big problems to folks with a fixed income--You might even consider investing in utilities stocks and automatically re-investing the dividends--after a while, the investment will built up to the point that will have        another source of fixed income if you want to stop the re-investment--

If it comes down to it, I can give you recipes, too--do you have a bread machine? You can often find them on sale for less than $50, or you probably have a friend or relation that has one that they've only used once before they stuck it into the garage--make the bread from scratch(not from the pre-packaged bread machine stuff) and you save a bundle, and eat better, too!




I