Garry, I suppose it might depend on one's reasons for playing. I have no intention performing at a world class level but rather use the guitar to spice up parties, camp programs and, as most of us probably do, play for myself the lion's share of the time. I have played near 35 years and although i have never had a lesson I am quite happy with all the guitar has given me. It all started when my sistr got a guitar for Christmas and never touched it. I had Jerry Silverman's "Folksinger Guitar Guide" and have kept at it ever since. I continually try to improve through watching and listening to others and have dabbled with a couple of videos. The most important growth as a player came from noodling around with records, trying to figure out what was going on. Folks who ask for chords to simple songs could perhaps be better off working it out on their own. My guess is that most folks at the Mudcat are happy with a folky self taught style. Heck you can even play in bands and get paid on occaison...it can't get better than that for me.