There is some good news for the little people regarding Bubble #3. The bastards were so greedy last fall, they couldn't agree on the final "overhaul" of the bankruptcy laws that would have made it impossible to file bankruptcy for most consumers, without paying heavy penalties through "repayment plans".

The bad news--the greatest champion of the little people who fought the credit card companies, banks, et al to prevent passage of the bankruptcy bill was now deceased Senator Wellstone.