Amen, Bobert.

GUEST - I would strongly suggest putting some of your money aside in gold coins, if you can spare it. Better coins than bars or wafers. They're more negotiable. Forget about a "certificate", cos it probably won't be worth the paper it's printed on at some point.

Interest is pathetically low now anyway, so best to put your eggs in a few different baskets rather than leaving 'em all in the bank, so to speak.

If a rabbit has several different exits from his underground home, he's in a far better position than if he has only one or two. If he's got a second home to take refuge in, even better.

- LH