Best examples of desired formatting:
Walla Walla Woman Blues (posted for illustrative purposes in the Rose CD liner notes thread)
If you don't know how to make the chords come out above the right words and you want to include chords, please embed the chords -- (C), (D) -- within the words where the chord change occurs (or between words if that's where they go).

Another example - better, because it includes links to photos and profile - is here: http://www.mudcat.org/thread.cfm?threadid=55149&messages=8#867598 Letter From Lilac Acres (Orchid CD)