Sorry about your loss. That really stinks. I'm lucky. Never lost so much as a capo myself.

But this brings up an interesting question: How many of us have our working instruments insured against loss or damage?

I know I don't. But I was talking to a buddy of mine here who I've been forming a trio with lately. He plays bass mostly. But he was doing a freebee promo thing for a paid theatrical gig and while he was on break, his stand-up bass fell over and the headstock busted off. It's in Raymond Schryer's shop now being repaired and the bill will be about $4500. He told me that he wasn't sure why, but he finally put insurance on the thing a couple of months back so that will pay for the majority of the bill.

Right now, I sure couldn't afford a new working guitar. Maybe I should insure it.