Insurance woes... my healthcare insurance spiked 24% this year -- and that's after reducing benefits by about half. My car insurance went up 30%, and they won't let me pay in two or three installments anymore. I can't wait to see my homeowner's bill; our association's insurance went up 42% this year!

I tell you, I'm in the wrong business. The higher premiums go, the less likely they are to pay any claims.

When you make up that list, M.Ted, let us know how much you are willing to pay for replacements. I may hit the antique mall this weekend, and I'll pick up anything on your list that meets your price.