I for one can't stand the web garbage. Between the firewall that catches any backdoor activity and the (free, ad-free, spy-ware-free) WebWasher software that automatically deletes cookies over a certain age, blocks web bugs, referrers and other web spy goodies, blocks ads, scripts, animations (hate 'em!) and pop up windows BUT does let you exclude web sites you visit regularly and trust... I happily pay attention to none of that stuff anymore, except occassionally one of the ad companies gets a new server domain and I have to add it to the list of domains to filter out. And the usual antivirus protection, of course.
I look forward to reading the latest reviews from PCMag -- anything to keep the arsenal :)