I still think you need to contact your insurance company. Yes, they do have policies that severely restrict mold claims. But this is a sewerage claim, based on a septic tank problem and damage in the house that isn't just a water leak. The thing is, if you move it all before the insurance company sees it, they could give you a problem or deny an otherwise valid claim. Call and ask. They can only say "no," but they might say yes. You should have a copy of your policy where you can look this up. I absoutely agree with John about moving furniture off of the wet rug. It'll rot the wood. You'll never get it on Antiques Roadshow if it has septic tank high tide marks!

My contractor never went far without his "SawZaw"--I finally figured out what that was, the "Sawzall." Very handy tools.

SRS