If you have a business in your home, assume that your homeowners insurance WILL NOT cover damages and liabilities associated with that business.

If you are the sole proprietor of the home business, look long and hard before giving in to the temptation to take depreciation on your home (office) as a tax deduction. If you don't own the house long enough, you will have to recapture (pay back) the depreciation taken -- with penalties.

Colemanite can be replaced one for one with Gerstley Borate.