Mrs Banjoman,
They forgot to tell you the most important thing, once you get through all that tech stuff, go to your check book and write a check for the membership dues. Scratch that... go to the bank and withdraw all your life savings and promptly mail it to me for dues. If you run short of say $10,000, sell your husband's banjos and take a second on the house. That should just about cover it. Thats how you join Mudcat.
Welcome, I hope you can get on soon so we can wave the dues.
Mudjack