Thanks Little Hawk, for a minute I thought maybe I'd come across wrong, to you. I try to be funny and it doesn't always work.

   The child tax credit is $400 dollars each, and I've got two head of kid here, one head of cat. The government wants me to hold it for them, then they charge me for it at tax time. Judging by the market index I heard on the radio today, Jimmyt's idea seems as good as any.

Off the subject, is a pirate with two eyepatches and two hooks and two peglegs disabled, or overqualified?