To Thread - Forum Home

The Mudcat Café TM
https://mudcat.org/thread.cfm?threadid=146654
13 messages

BS: My insurance company needs six bucks???

27 Aug 12 - 05:10 PM (#3396055)
Subject: BS: My insurance company needs six bucks???
From: gnu

So, the offer of renewal for my insurance for my truck arrived. Down from last year and that's a good thing. I went through it. $48 bucks for loss of use applied? A two year permanent residence discount not applied? I called and Carla (she's SOOOO sweet... matter of fact, I'd like to fuck Carla with my eyes closed if she would just talk in that reassuring voice... of course, not about insurance) apologized that the computer at the head office made these mistakes and she would make sure I got everything I deserved (yeah, I was thinking about that too even tho I have never before been so inclined... I am open to new things, eh?).

Sooo, I got the new offer and it's $757 instead of the $751 Carla said she was gonna give me. That's when I made the big mistake. I emailed Carla instead of calling. She emailed back that I would be issued a new offer at $751... the computer messed up again. I wish I had called her intstead. It isn't often you get six bucks back from talking to a sexy voice on the phone.

In any case, it boils down to the bastards trying to rip me off for $137 and, having failed that, trying to "mistake me off" for six bucks. Why do they need six bucks? Is Carla REALLY good looking too?

I am paying my premium at their office in person this year. Wish me luck. >;-)


27 Aug 12 - 05:19 PM (#3396059)
Subject: RE: BS: My insurance company needs six bucks???
From: Wesley S

I'm sure they're just trying to stay solvent.....


27 Aug 12 - 05:40 PM (#3396072)
Subject: RE: BS: My insurance company needs six bucks???
From: Don Firth

Some years back, while working in a radio station, a little piece of cellophane (off a pack of cigarettes—not mine) sent me sprawling. Slipped on the damned thing. And buggered my knee real good! Went to my doctor. He drained about 20 cc's of fluid and blood from my swollen knee and gave me a prescription for pain-killer.

Shortly thereafter, I get a letter from my health insurance company (Blue Cross-Blue Shield at the time. No more!) telling me that they didn't cover things like that!

I asked my direct boss at the radio station, program director Bob McDonald, if the station had insurance to cover things like that—accident on the job, etc. He said, yes, they did, BUT—

"Those bastards are always pulling that sort of thing. If you accept it, they're off the hook. Look, their offices are in a big building north of the city. Go out there. Check to make sure the waiting room is full of people, which it usually is, go up to the counter, and raise Holy Hell. Loudly!"

The waiting room was crowded with people. I went up to the counter and explained to the woman why I was there, i.e., why was my claim denied? She pulled up my file, then told me, "Well, Mr. Firth, I'm afraid your insurance doesn't cover this sort of thing."

I banged on the counter with my fist and said loud enough for everyone in the room (and a couple of blocks away) to hear me, "Well, if my insurance doesn't cover this kind of accident, then what in the hell am I paying premiums for!!???"

Faces buried in magazines suddenly looked up, very intersted.

She tried to hush me up, and made a quick phone call. About thirty seconds later, another woman came and ushered me into a small room off the nearby hallway. She had my file with her, which she quickly scanned, then said, "I'm terribly sorry for the inconvenience, Mr. Firth. I'm afraid the whole thing is some silly clerical error! Of course your insurance covers this kind of accident. We'll get a check off to your doctor immediately! And once again, I am SO SORRY!"

My next shift at the station, I told Bob what happened, and he said, "Yep! Sometimes, to keep them honest, you just have to go out and give them a wedgie!!"

Don Firth


27 Aug 12 - 06:38 PM (#3396106)
Subject: RE: BS: My insurance company needs six bucks???
From: gnu

Yeees, Don! They hate it when you get loud in front of other customers. And, I am a loud mouth when it comes to that kinda stuff... you brought back memories of dealing with banks and such.


27 Aug 12 - 06:58 PM (#3396117)
Subject: RE: BS: My insurance company needs six bucks???
From: Bobert

Yo, Gn-ze... Good news... Just got off the phone with Carla and she told me to tell you that she's up for fulfilling your fantasy and to let her know where and when... Oh, she also said that afterwards she'd reconsider that 6 bucks... So give her a call and say "hey" to her from me, will ya???

B~


27 Aug 12 - 09:02 PM (#3396183)
Subject: RE: BS: My insurance company needs six bucks???
From: Bee-dubya-ell

My auto insurance agent could work as a double for actress Megan Fox. I've only met her once, when I first moved our coverage to her company. I keep hoping the company will screw up so I'll have an excuse to go back to the office and ogle her again, but they keep reducing my premium every time renewal comes around. I suppose I could buy another car and drop by to add it to the policy, but that costs real money and she ain't that good lookin'.


27 Aug 12 - 09:10 PM (#3396187)
Subject: RE: BS: My insurance company needs six bucks???
From: gnu

Save yer real money fer real girls. I wish I hadda.


27 Aug 12 - 09:12 PM (#3396188)
Subject: RE: BS: My insurance company needs six bucks???
From: Bobert

Want me to call her, Beeze... I can prolly hook ya'll up...

B~


27 Aug 12 - 10:22 PM (#3396213)
Subject: RE: BS: My insurance company needs six bucks???
From: Richard Bridge

Insurance going DOWN? Not in the UK. Mind you I have got three Volvos insured for the cost of insuring gnu's truck.


27 Aug 12 - 10:50 PM (#3396224)
Subject: RE: BS: My insurance company needs six bucks???
From: JohnInKansas

gnu's technique works in other places too.

Some years back I bought a garden hose at an end-of-season Sears sale. I put it on a shelf in the garden shed and the first time I hooked it up next spring, it blew up like a baloon and popped a hole.

Back at Sears, after some discussion, the clerk started "prorating the price" which I found somewhat unreasonable.

After an increasingly loud exchange, the manager arrived, and after I offered a few more "opinions" the orignal full price was refunded.

The "audience" of about 30 people who had been attracted by the noise actually applauded and a couple of them cheered, and insisted on shaking my hand.

(The low point was that the couple of people who followed me out to "talk it over" didn't include the couple of cute chicks I'd had my eye on during the exchange. I was younger then, and it wouldn't matter now I suppose.)

John


27 Aug 12 - 10:57 PM (#3396226)
Subject: RE: BS: My insurance company needs six bucks???
From: Bobert

Well, John, there are people who have nothing better than do what you did... In your case everything was above board but...

...folks will make scenes about stuff that they didn't even buy and get
bribed to shut up...

Hate it but that's the real world...

B~


28 Aug 12 - 07:04 AM (#3396324)
Subject: RE: BS: My insurance company needs six bucks???
From: gnu

I don't bother with that hassle at some stores, one in particular. They pissed me off soooo bad one time that now I go buy whatever it is that I figure shoulda held up, wait three weeks and take the one that crapped out back for a refund. Like a Moen "Guaranteed for Life" kitchen faucet that popped an o-ring after about 1.5 years. The guy argued with me that I should have repaired it until I reminded him that goods returned in reasonable condition within thirty days must be taken back under provincial law. I don't buy much at that store any more.

BTW... that minds me of guy I knew that took back a car after it was in the dealer's shop for work for the third time in two weeks. They refused and the manager would not speak to him. He parked it against their front door, locked it up and waited... with his lawyer brother and a local freelance photographer. Took about an hour but he got his money back.


28 Aug 12 - 09:31 AM (#3396388)
Subject: RE: BS: My insurance company needs six bucks???
From: Roger the Skiffler

When I lived in Stanmore, N. London, there was (I think) a Merc (maybe BMW) dealership. Parked outside was a car with a placard on the roof detailing all its mechanical failures and the garage's botched and unsuccessful attempts to solve them. Must have lost them a few sales, hope the owner got some recompense.

Rts