If it is a pre-fund and not a re-fund, consider this. You can put it somewhere and earn a little interest on it before Unca Sam asks for it in earnest. Mine will likely be going right back to the IRS to pay my honeys back taxes from a year when his (then) girlfriend did their taxes and decided that, if she didn't know what to do with a 1099 income advice, she'd ignore it in hopes it would go away (this woman has an MCSE and a host of other accomplishments, please someone explain this so I can understand).

Politics makes my brain bleed, which is why I am an independent, and have voted the crazy ticket for many years now.

What I thought was very notable in the initial post was this, though: "The car rental for my Ireland trip in the latter part of August just got a significant upgrade, (an automatic transmission, since I don't want to be downshifting my door handle as I approach one of them round-about things)."

Now *that* is funny!! Oh how I howled!