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Insurance for musicians UK; best deal?

mandotim 30 Jan 09 - 11:52 AM
The Borchester Echo 30 Jan 09 - 12:04 PM
Will Fly 30 Jan 09 - 12:34 PM
mandotim 30 Jan 09 - 12:49 PM
Folkiedave 30 Jan 09 - 12:57 PM
GUEST,Jonny Sunshine 30 Jan 09 - 01:27 PM
Wolfhound person 31 Jan 09 - 08:45 AM
Leadfingers 31 Jan 09 - 10:59 AM
SteveMansfield 31 Jan 09 - 12:07 PM
treewind 31 Jan 09 - 01:25 PM
Leadfingers 31 Jan 09 - 01:40 PM
Folkiedave 31 Jan 09 - 06:26 PM
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Subject: Insurance for musicians UK; best deal?
From: mandotim
Date: 30 Jan 09 - 11:52 AM

Hi all; The band I play with (see here) is playing a Barn Dance next month at a large 'chain' hotel. We have been asked to show equipment test certificates (no problem, we have a tame electrician) and proof of insurance. I'm assuming the hotel means public liability insurance, and we've been thinking about that but haven't organised it yet. Now is the time, and I was wondering if any UK catters have found a good, reliable and inexpensive source for this kind of insurance?
Thanks; any help gratefully received!
Tim


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Subject: RE: Insurance for musicians UK; best deal?
From: The Borchester Echo
Date: 30 Jan 09 - 12:04 PM

A membership benefit of the EFDSS is automatic £5 million public liability insurance.


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Subject: RE: Insurance for musicians UK; best deal?
From: Will Fly
Date: 30 Jan 09 - 12:34 PM

The ceilidh band I play in is a member of the EFDSS and we are covered as Diane says. You have reminded me, though, that we ought to update the PAT certificates for our electrical gear.

Incidentally, from the photo of the band, I wouldn't like to meet you all on a dark night... LOL! Will


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Subject: RE: Insurance for musicians UK; best deal?
From: mandotim
Date: 30 Jan 09 - 12:49 PM

Thanks for the replies; I'll investigate EFDSS membership. Will; you should see the pictures with (fake) weapons! We had some feedback from a lady in West Virginia, who saw our photo on the web; she described us as 'surly and burly'!!
Tim


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Subject: RE: Insurance for musicians UK; best deal?
From: Folkiedave
Date: 30 Jan 09 - 12:57 PM

Check carefully the EFDSS insurance - it is limited as far as crowd size is concerned. I use a firm in Matlock Derbyshire(and now I have been forced to look for it - I can't fine it - must rush!!)

Dave


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Subject: RE: Insurance for musicians UK; best deal?
From: GUEST,Jonny Sunshine
Date: 30 Jan 09 - 01:27 PM

Membership of the MU also gives you public liability insurance up to £10,000,00 (as well as free cover on musical instruments)


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Subject: RE: Insurance for musicians UK; best deal?
From: Wolfhound person
Date: 31 Jan 09 - 08:45 AM

EFDSS cover is for events of up to 200 people: it's arranged through Musicians Insurance Services who also insure ceilidh bands in their own right.
A friend of mine went that way and has found it works well - they classify folk bands differently to rock and other genres.

They have a website, I believe.

Paws


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Subject: RE: Insurance for musicians UK; best deal?
From: Leadfingers
Date: 31 Jan 09 - 10:59 AM

MU and Equity will also give you free legal assistance as well as Public Liability , VERY useful with some Venues !!


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Subject: RE: Insurance for musicians UK; best deal?
From: SteveMansfield
Date: 31 Jan 09 - 12:07 PM

folkiedave was, methinks, thinking of Musicians Insurance, www.musiciansinsurance.co.uk - PLI for 65UKP. Also good rates on instrument cover including theft from unattended vehicles.

While (as a member myself) I certainly wouldn't advise anyone against joining EFDSS, check that their insurance covers your situation if that's why you're joining - I looked at the Ts&Cs and am not convinced that being an individual member covers a band of which you are part, so you may need to go for group membership.

Of course if anyone can convince me that it does I'd be very grateful as that would be 65UKP saved from the band's meagre finances every year!


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Subject: RE: Insurance for musicians UK; best deal?
From: treewind
Date: 31 Jan 09 - 01:25 PM

What you need for a band is affiliate membership of the EFDSS as a band. It has the advantage of covering all members and caller regardless of the make-up of the band, as long as it's performing under the name registered for EFDSS membership. Individual names are not required, other than (naturally) for the person who makes the application.

Being an individual member of EFDSS DOES NOT cover the band, and neither does MU membership (which you can only have per person, not per band)

MU membership is well worth having additionally for other reasons - for a start it covers you performing outside of your band; you get legal assistance when you need it and you are supporting an organisation that campaigns on behalf of all musicians wherever their living is threated by issues such as licensing restrictions.

Anahata


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Subject: RE: Insurance for musicians UK; best deal?
From: Leadfingers
Date: 31 Jan 09 - 01:40 PM

I should have said that MU Membership HAS to be held by ALL band members , as does Equity !


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Subject: RE: Insurance for musicians UK; best deal?
From: Folkiedave
Date: 31 Jan 09 - 06:26 PM

That's the place!!!

Click here........

But I also agree that you should join the EFDSS for other reasons than insurance.


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