Judy Knight - House Collapse

Subject: RE: Judy Knight - House Collapse
From: selby
Date: 15 Feb 13 - 11:37 AM

My Fathering law many years ago had a discussion with insurers about his building insurance I am not sure if it is still true but the house is insured on market price for the area. He successfully argued that he already owned the land, external landscaping and services where all existing, that their premium was grossly over priced to demolish and build a new house was approx half of the market price they eventually agreed with him. It is fair to say that he did not put it to the test, This was also at a time when insurers where bothered about their customers as well. Not helpful but interesting and true
Keith

Subject: RE: Judy Knight - House Collapse
From: r.padgett
Date: 15 Feb 13 - 10:37 AM

Time for everyone to check the small print on their insurance policies, I suspect not common to have total rebuild but clearly a possibility and need for all to check what is not covered!

A worrying time even if you are convinced that you are covered

Ray

Subject: RE: Judy Knight - House Collapse
From: vectis
Date: 15 Feb 13 - 08:24 AM

I am so pleased that the insurance company didn't try and make Jude pay. My mates had their place demolished and rebuilt after a fire and the insurance paid for it all.
Saw Jude on TV the other night in "The Year Britain Flooded" or a similar title.

Subject: RE: Judy Knight - House Collapse
From: GUEST,SteveT
Date: 15 Feb 13 - 04:50 AM

Glad part of Jude's problems are being sorted. As far as insurance goes, it may depend on the insurance company although the precedent set by Saga(?) may help.

A couple in Cornwall were recently caught in a similar trap when the cob wall of their house collapsed. The insurance company (the "Pru"), said that it had been caused by frost damage and "Home insurance policies generally do not provide cover for damage caused by property age or maintenance-related issues." Here's a link to the story. Link
Thankfully one set of neighbours are letting the 88-year olds stay with them and another is funding the £30k bill for repairs while they challenge the Pru's decision.

Still, a company has to make a profit: how can they do that if they pay out for claims??!!!!

Subject: RE: Judy Knight - House Collapse
From: SylviaN
Date: 15 Feb 13 - 04:15 AM

Sorry, that "guest" was me, I'm away from home and I didn't notice I wasn't logged in properly.

Back to the subject - let's hope everyone else's insurance companies are just as enlightened. After all, I'm sure there's a clause in all house insurances that takes demolition into account, after a fire for example. I expect they are being too narrow in the interpretation of their policies and have loads of exceptions.

Subject: RE: Judy Knight - House Collapse
From: r.padgett
Date: 15 Feb 13 - 04:00 AM

Not known "Guest" hopefully so!

Ray

Subject: RE: Judy Knight - House Collapse
From: GUEST
Date: 14 Feb 13 - 08:55 PM

An insurance company with integrity, what a pleasant change. Great news, Jude.

As I haven't seen the news item, is this also the case for the other residents whose houses had to be demolished?

Subject: RE: Judy Knight - House Collapse
From: fat B****rd
Date: 14 Feb 13 - 03:58 PM

May I add my good thoughts for Judy and a respectful nod in the direction of the insurance company.

Subject: RE: Judy Knight - House Collapse
From: The Sandman
Date: 14 Feb 13 - 11:37 AM

yes great news, i am really pleased for you jude

Subject: RE: Judy Knight - House Collapse
From: r.padgett
Date: 14 Feb 13 - 11:31 AM

Saga I think Hazel!

Ray

Subject: RE: Judy Knight - House Collapse
From: nutty
Date: 14 Feb 13 - 09:41 AM

Very, good news - Jude did say that they had been brilliant right from the start.
What insurance company was it, please? I think I may want to join them

Subject: RE: Judy Knight - House Collapse
From: GUEST,MC Fat
Date: 14 Feb 13 - 07:14 AM

This is brill news for Jude. Congratulation that her Insurance company has fullfilled their obligations they should be applauded.

Subject: RE: Judy Knight - House Collapse
From: Sandra in Sydney
Date: 14 Feb 13 - 06:29 AM

I'll second that, John

sandra

Subject: RE: Judy Knight - House Collapse
From: John MacKenzie
Date: 14 Feb 13 - 04:43 AM

Well done the insurance company. I'd rather pay higher premiums because of real claims like this one, than do so because of all the fraudulent claims that are around.
You must be so relieved Judy.

Subject: RE: Judy Knight - House Collapse
From: My guru always said
Date: 14 Feb 13 - 04:00 AM

Oh, thank goodness for that!! It's all been too crazy, Judy can start to breathe again! Thanks for posting this Ray.

Subject: RE: Judy Knight - House Collapse
From: Geoff the Duck
Date: 14 Feb 13 - 03:59 AM

We also saw today's news item. Very pleased to hear that Jude will not have to deduct demolition charges from her insurance payment for the house.


Quack!
Geoff.

Subject: RE: Judy Knight - House Collapse
From: r.padgett
Date: 14 Feb 13 - 03:50 AM

Good news from Jude Knight, bill for just over £45K for demolition work on Alfleda Terr from the council WILL be paid for out of her insurers, also on local BBC News Look North am

Ray

Subject: RE: Judy Knight - House Collapse
From: cujimmy
Date: 07 Feb 13 - 07:03 PM

What a lovely storey - well done to everyone who helped

Subject: RE: Judy Knight - House Collapse
From: r.padgett
Date: 07 Feb 13 - 07:46 AM

Whoops meant Mary Ellen Carter ~~~~


"For we couldn't leave her there, you see, to crumble into scale.

She'd saved our lives so many times, living through the gale

And the laughing, drunken rats who left her to a sorry grave

They won't be laughing in another day. . .

And you, to whom adversity has dealt the final blow

With ******* censored ******* to you everywhere you go

Turn to, and put out all your strength of arm and heart and brain

And like the Mary Ellen Carter, rise again."

Sentiments understandable I think


Stan Rogers was a brilliant song writer and sang his songs with conviction as do many of our singers be they traditional or singersongwriter where ever life problems become overbearing** and we show due empathy

Ray

Subject: RE: Judy Knight - House Collapse
From: r.padgett
Date: 05 Feb 13 - 12:15 PM

Yep just had email from Jude, expect further TV coverage UK
No further comments

just sing the Barratts Privateers Chorus (last one)

Ray

Subject: RE: Judy Knight - House Collapse
From: Uncle Tone
Date: 04 Feb 13 - 01:00 PM

Extract from above clip:

Yesterday morning, a meeting was held between the owners of the properties on Aelfleda Terrace which were demolished before Christmas following the first major landslip, the cottage owners in Primitive Chapel Yard and representatives from SBC.

On the agenda was a discussion of works that had been undertaken and who would be liable for paying for it – with some of the costs expected to fall upon individual residents.

Tone

Subject: RE: Judy Knight - House Collapse
From: Uncle Tone
Date: 04 Feb 13 - 12:58 PM

Related local news item:

Whitby Gazette

Tone

Subject: RE: Judy Knight - House Collapse
From: SylviaN
Date: 04 Feb 13 - 12:41 PM

Disgusting - Heartless and unfeeling is what they are. There are other words going through my head, but I'm reluctant to write some off them down.

Subject: RE: Judy Knight - House Collapse
From: GUEST,John Foxen
Date: 04 Feb 13 - 10:23 AM

I saw this item online from ITV Tyne Tees which indicates yet more misery for the landslip victims.
Can anyone shed any more light on this.

Residents whose clifftop homes were demolished after a landslip in Whitby could face huge bills because of uncertainty over their insurance cover.

Five cottages were bulldozed last December on the orders of Scarborough Council.

Now the authority is thought to have billed the owners at least forty thousand pounds each for the work.

But insurers say policies don't usually cover demolition costs.

Subject: RE: Judy Knight - House Collapse
From: r.padgett
Date: 26 Dec 12 - 04:26 AM

Boxing Day dip certainly not on my itinary!

Be ready for a pint or three by now Jude I reckon, Happy Christmas and Merry New Year from all the lads!

Ray

Subject: RE: Judy Knight - House Collapse
From: nutty
Date: 25 Dec 12 - 02:35 PM

I do hope you are managing to have a great Christmas, Jude, despite all your recent problems

Subject: RE: Judy Knight - House Collapse
From: GUEST,SINSULL
Date: 24 Dec 12 - 10:28 AM

Merry Christmas, Jude. So glad you get to share it with Beauty.
Mary

Subject: RE: Judy Knight - House Collapse
From: Soldier boy
Date: 24 Dec 12 - 08:18 AM

Special Merry Christmas to Jude and her cat and all folkie friends.
Chris. xxx

Subject: RE: Judy Knight - House Collapse
From: JHW
Date: 24 Dec 12 - 05:14 AM

That guest was me; the old cookie crumbler again

Subject: RE: Judy Knight - House Collapse
From: GUEST
Date: 23 Dec 12 - 05:30 PM

try again, didn't post

Have you got a link to your sponsor page? Open or PM as you think fit?

Subject: RE: Judy Knight - House Collapse
From: GUEST,Raggytash
Date: 23 Dec 12 - 04:42 PM

Jude, Christine and I are doing the boxing day dip to raise funds for the Runswick Bay Rescue Boat an independent inshore lifeboat, i.e. No money from the RNLI or Government. If anyone would like to sponsor our foray into the frankly bloody cold North Sea on Boxing Day we would be most grateful.

This, as I'm sure you all know is typical of Jude, her whole world is upside down and she still thinks about other people. She's not a bad lass is she.

Subject: RE: Judy Knight - House Collapse
From: vectis
Date: 23 Dec 12 - 02:43 PM

A DIP! AT THIS TIME OF YEAR?????
YOU MUST BE BONKERS!

I(being a softy southerner, don't even go in in the summer.
Brrrrrrrrrrr...

Subject: RE: Judy Knight - House Collapse
From: ossonflags
Date: 23 Dec 12 - 08:33 AM

Sorry to hear about your misfortune Jude, glad you got your cat back!!

Hope you have a better new year! Love and xxs from Mary and me

Subject: RE: Judy Knight - House Collapse
From: Aelfleda
Date: 23 Dec 12 - 08:28 AM

Yes, got guitars but the harmonium didn't make it!
Gearing up for our new year folkie extravanganza in Whitby assuming I survive the Boxing Day Dip in that chilly old North Sea!

Subject: RE: Judy Knight - House Collapse
From: The Sandman
Date: 19 Dec 12 - 04:59 PM

hve you got a guitar?

Subject: RE: Judy Knight - House Collapse
From: Sandra in Sydney
Date: 19 Dec 12 - 07:13 AM

I'll second that!

Subject: RE: Judy Knight - House Collapse
From: Herga Kitty
Date: 19 Dec 12 - 06:35 AM

Hi Jude - hope you manage to have a good Christmas and New Year in spite of everything!

Kitty
xx

Subject: RE: Judy Knight - House Collapse
From: GUEST,Aelfleda
Date: 19 Dec 12 - 05:57 AM

Sorry but bloody monitor on computer packed up the other day otherwise would have put the posting on about Beauty. A huge thanks to Tony & Angie for the posters. She's fine but still a bit traumatised after nearly 3 weeks of having to rough it!
No, didn't get anything else from the house apart from some clothes & footwear - hey ho...

Subject: RE: Judy Knight - House Collapse
From: Sandra in Sydney
Date: 18 Dec 12 - 06:27 PM

the family is complete!

Did Judy get more of her possessions from her house?

Subject: RE: Judy Knight - House Collapse
From: katlaughing
Date: 18 Dec 12 - 05:05 PM

That is wonderful!!!

Subject: RE: Judy Knight - House Collapse
From: fat B****rd
Date: 18 Dec 12 - 03:42 PM

The cat came back ? Hooray. Lovely news.

Subject: RE: Judy Knight - House Collapse
From: ChanteyLass
Date: 17 Dec 12 - 08:56 PM

Brilliant!

Subject: RE: Judy Knight - House Collapse
From: Pete Jennings
Date: 17 Dec 12 - 08:51 AM

Phew!

Subject: RE: Judy Knight - House Collapse
From: Geoff the Duck
Date: 17 Dec 12 - 08:04 AM

Good to hear.
Quack!
Geoff.

Subject: RE: Judy Knight - House Collapse
From: mandomad
Date: 17 Dec 12 - 07:53 AM

Glad to report that Beauty, Jude's cat is now back home. Our notices around the East side have paid off and a nice man rang us last night to say he'd seen her , Jude came over and found her.                                                                                                                                                                                                                                                                                                                                                                                              mandomad and Jingle

Subject: RE: Judy Knight - House Collapse
From: ChanteyLass
Date: 10 Dec 12 - 11:10 PM

Enjoy celebrating the New Year. It's got to be better for you than the last few weeks!

Subject: RE: Judy Knight - House Collapse
From: Sandra in Sydney
Date: 10 Dec 12 - 07:44 PM

great news, now all you/we need is for the cat to come back!

Subject: RE: Judy Knight - House Collapse
From: Spectacled Warbler
Date: 10 Dec 12 - 05:03 PM

Good news! Thanks for keeping us updated.

Joy

Subject: RE: Judy Knight - House Collapse
From: John MacKenzie
Date: 10 Dec 12 - 12:02 PM

Bang on.

Subject: RE: Judy Knight - House Collapse
From: Pete Jennings
Date: 10 Dec 12 - 12:00 PM

Great news!