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BS: Ol' Hillbilly Movin' to NC??? Maybe...
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: gnu Date: 03 Nov 10 - 04:01 PM Be careful... make sure your liar signs and dates anything he "tells" you about clear title. |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: GUEST,Bobert at the library... Date: 03 Nov 10 - 03:48 PM Well, well, well... Seems as if the sellers have accepted our offer... There is a little bit of a rub here in that they are behind in both their 1st mortgage and their 2nd mortgage and the payoffs may exceed the proceeds my be insufficeint to pay both off however... ...in these days of forclousures, the lending institutions may very well take a "short sale" over gambling on a forclousure??? Things will get presented to the lenders tomorrow so... ...2 steps forward and one back... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: jacqui.c Date: 03 Nov 10 - 07:58 AM Best of luck melove. Fingers well and truly crossed here. |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Rapparee Date: 02 Nov 10 - 09:41 PM Kin I put jello in that swimmin' hole? |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: maeve Date: 02 Nov 10 - 09:33 PM Standing by, Bobert. |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: GUEST,Dani Date: 02 Nov 10 - 07:47 PM crossed 'em. Dani |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: GUEST,Bobert at the library Date: 02 Nov 10 - 04:23 PM Wise man, that Rog... Yeah, we'll know tonight or tomorrow... Prayers and crossed finger appreciated... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: katlaughing Date: 02 Nov 10 - 04:18 PM Sounds good, Bobert. I think that's the way my Rog feels about moving any more! |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: gnu Date: 02 Nov 10 - 04:15 PM Hope it all works out. |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: GUEST,Bobert at the library Date: 02 Nov 10 - 04:07 PM Thanks, Magz... The house is well above any pssible flooding even though there is a creek (pond) in front of it... The picture doesn't quite show the elevations but the house is at least 15 feet higher... NC has had sever flooding since it was buolt but no evidence the waters came even close... ****************************NEWS UPDATE***************************** The seller is in a pickle and needs full price offer to pay off his mortage and the sales commissions but... ...he has also dropped the price of the house by $80K and the P-Vine and I have been tenatively approved for a FHA mortgage with 3.5% down and 4.27% APR so we have just submitted a full price contract contingent only on his bank being able to deliver clear title so... ...looks as if we're on our way... Thinking of moving a little here and a little there in 14 foot box truck that I am about to purchase and be there full time by March... I told the P-Vine that she had better be happy there 'cuase I ain't got no more moves left in me... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 28 Oct 10 - 06:28 PM Just an update... No ratified contract but we have been approved for a FHA mortgage so we have submitted a contract, sans the contingency, to the seller and should get some idea where the deal stand later tonight or tomorrow... But, we are taking an assumptive attitude that we are goihng to get the house and so we spent today beginning the long task of diggin' up plants that we want to move... I thought that the P-Vine and I had a deal on the number but she says she never "shook" on it so this may be as bad as the last time when we moved 550 of 'um!!! We got about 40 out today and in pots... I took my tractor down into the woods and cleared a 10 X 30 area which we will but straw bales around and then cover with leaves for the winter... They'll be fine... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 21 Oct 10 - 07:52 PM Well, if they want my business then they gonna have to negotiate... I've dealt with bankers before and if they see that they are going to make some money they ain't gonna let you walk out of their office over a grand or two... I mean, I am perfectly willing to let them make a decent return but that's about it... You let a banker think you are desperate and they turn into pit bulls... No matter, a mortgage gives me alot of negotiating power with the seller so whatever I can get from him is money that I can use on the mortgage... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: gnu Date: 21 Oct 10 - 07:36 PM Oh... that's cool. But, you can negotiate the penalty... they will want one but, my business motto has always been... "The money is in my ass pocket. Ya wanna do business?" |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Rapparee Date: 21 Oct 10 - 07:35 PM Yeah, but you iron-heeled plutocrat bosses kin git anything you want. Just squeeze the poor workers some more. But someday, come The Revolution.... Aw, I'll stick up for you, Bobert. I'll tell 'em you never wore iron heels in your life. |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 21 Oct 10 - 06:27 PM 2 year balloon, gn-ze, meaning that I have 2 years to pay it off completely.... The 30 years is just how the loan would be ammortized togive me a monthly payment... No pre-payment penalty would be nice... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: gnu Date: 21 Oct 10 - 02:27 PM Fixed at 5.5% over 30? I assume there is a buyout clause? I must be missing sommat. Not unusual for me. |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 21 Oct 10 - 08:30 AM Fortunatly I don't have a mortage here on the farm... I own it outright... But this is an area that ain't like Michagan with DC right up the road... I can drop the price to just below the $300K mark and it will fly off the market... But I'm not ready to do that if I don't have to... The mortgage sounds better... I just need to see what they are going to propose... A couple points and a 2 year ballon with a fixed 5.5% amortized for 30 years is do-able... Be alot cheaper than dropping the price by another $15K and gives us more flexibility in getting the house in Charlotte cheaper... Make cents... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Rapparee Date: 20 Oct 10 - 09:34 PM Bobert, my nephew and his wife lived in Michigan. When he lost his job with Dow Automotive he found another in Illinois. So...they packed up the two kids and moved to Illinois. Put their (mortgaged) house on Michigan on the market. It hasn't moved in a year and they really can't afford to continue paying the mortgage on two houses. Sooooooo...they are thinking about defaulting on the Michigan mortgage and rebuilding their credit rating (which has been very, very excellent up until now) over then next few years. You do what you gotta. "No nation should be without a debt!" -- Thomas Paine |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 20 Oct 10 - 09:26 PM Well, glad that someone is patient, maeve...lol... 'cause... ...we ain't doin' quite as well... I gave the blessing this mornin' before breakfast and it was more about the house and patience and all that than the food... But I'm workin' on another idea and that is a actaul mortage... I faxed a financail statement to this guy in NC and my tax accountant has emailed our tax stuff and so maybe we can get a mortgage somehow??? If that is the case then this is gonna be alot easier than all the jyrations that I'm tryin'... Hopefully know somethin' by this weekend... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: maeve Date: 20 Oct 10 - 09:01 PM Still waiting patiently. |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 19 Oct 10 - 09:55 PM Thanks, kat... Yeah, one thing I have learned is the Big Guy moves at His pace... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: katlaughing Date: 19 Oct 10 - 09:51 PM Well, hang in there. The Big Guy/Gal has been moving some heavy sh..er, I mean stuff around here the past couple of days, so things are on the upswing.it's bound to rub off on ya...:-) |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 19 Oct 10 - 09:37 PM I know, Rap... I find it very hard to comprehend it myself... Might of fact, I find it hard to comprhend that I actually recieved 2 college degrees and neither one with a major of bong building 'er ranting??? Go figure... Nuthin' new today... Kinda a waiting game... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Rapparee Date: 19 Oct 10 - 09:02 PM Goodness me! Ol' Bobert is quoting Voltaire. Lawzy, ah do feel faint. |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 18 Oct 10 - 09:32 PM Well, first of all, thanks maeve... Yeah, it would be the nicest house either of us has have ever owned... That's why we're willing to gamble money to tie it up while we either sell this farm or figure something else out... These days, ya never know... I know the seller needs to shed some debt (maybe a lot of debt???) so maybe I could assume some of it??? Strange times in the world of real estate... Gotta think outtta the box... Kinda answered yer question, kat... But if a buyer were to enter into a contract for our farm tomorrow I wouldn't see the closing and possession for 60 days... That'd have us in NC by Christmas... That is a very unlikely scenerio... Hopefully we'll have a buyer by Dec. 15th which would mean a Feburary or March move??? No matter... I am trusting that the Big Guy will pull thru and get it done on His time table... One thing I have learned about God is that He is a procratinator... I mean, He will let ya' do a little sweatin' while He works stuff out... Like Voltaire once said, "God is a comedian playin' to an audience afraid to laugh"... lol... Nevermind... Little thread drift but somewhat relevant to what we're going thru here... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: katlaughing Date: 18 Oct 10 - 09:00 PM If they take it and you sell the farm tomorrow, how soon would you be able to get into the new place? I'm sure this isn't the first time you've taken a gamble, eh?:-) Luck be a Lady tonight...and tomorrow, and the next day and....:-) kat |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: maeve Date: 18 Oct 10 - 08:33 PM Hope it all works out for you, Bobert. It'll be good for you to have the house you two want. Maeve |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 18 Oct 10 - 08:23 PM Nah, gnzer.... It's all kinda up in the air... Ya' see, I've got to selll my farm before I can close on the NC property... I am willing to bet $----- that will occue between now and May 30, 2011... So, whenever it happens, it happens and if it don' then I'm out the $----... So it's like a gamble... Who knows??? The seller may not even take the dough and just keep hopin' fir a buyer who has the cash right now??? B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: gnu Date: 18 Oct 10 - 08:14 PM Soooo.... when is the date of possession in your offer? Or is that sommat that you are "sly" about? >;-) |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 18 Oct 10 - 07:43 PM Well, Eb... We are trying real hard to make this one happen... The sellers turned down our contratc that was a contingency conrtact based on us selling our house... I thought they would so we reloaded and have informally offered them $----- in cash that they can use now to give us until May 30th, 2011 to close on the house... If they take it then that money will go toward the purchase price... If we don't sell our house by then that money is theirs... That's was my idea... My realtor thought it was carzy at firsy but it has grown on him... Yeah, it's a gamble but we really do see ourselves there and we are that sure that we can pull this thing off by then... Hopefully, a lot sooner... b~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Ebbie Date: 18 Oct 10 - 01:17 PM My fingers are crossed, Bobert. If it is NOT exactly what you want and need I hope the perfect one is right around the bend. |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 18 Oct 10 - 08:50 AM Keep them prayers and crossed fingers a'comin'... Should get a feel later today on whether or not we are gonna get this house... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Rapparee Date: 17 Oct 10 - 12:54 PM I don't think it's illegal to grow tobacco, Bobert. I assume that's the evil weed you're talking about (wink, wink). |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 17 Oct 10 - 09:38 AM Well, thanks, Rap... But I am more concerned about where to grow a patch of "evil" weed??? Right now I can get on my Kabuta and drive it up ol' logging roads miles into the mountains where folks don't go and the DEA wouldn't spend alot of effort lookin'... BTW, ya'll... The contract will get presented today of tomorrow so we'll know somewthing this week one way t'nuther... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Rapparee Date: 16 Oct 10 - 12:19 PM No problem, old bean (as the British as supposed to say). Run the coils under the water in the pool; disguise the cooker as a gas-fired grill -- one of them BIG ones. Or if you want to "go green" I'll tell you how to make a solar-powered still or even one you can use in your freezer. Never let it be said I don't want to help keep a friend in 'shine. |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 15 Oct 10 - 11:05 PM Sheet fire, Rap... You really think I'm gonna tell you??? Ahhhhhh, in reality... I don't know??? There corn field 'bout 1/2 mile behind the house and woods in between... Gotta find a stream... |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Rapparee Date: 15 Oct 10 - 10:12 PM Bobert, where you gonna put the still? |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 15 Oct 10 - 09:50 PM Well, Janie... Reckon folks heard of Wingate College... Well, it in Wingate, NC, just a few miles east on Monroe, NC which is just a few miles east of Charlotte, NC... Now the folks in Wingate don't call it "win- gate"... They call it "win-git"... Ain't really found the town yet??? Found Monroe... Nice southern town with an ol' restored courthouse square like lotta southern towns... Went into the visitor center and had all them ladies crackin' up with my usual Bobert stuff... One ol' gal wanted to take me home??? P-Vine out in the car... Asked how'd thinks go in there???"... "Well, you know... the usual, P-Vine..." Now here's the deal... If we pull this off then I want to invite all the NC Mudwomenz to a pool, beer and fireworks party next 4th of July... Ya'll wanta bring them bathin' suits then bring 'um... If not, that okay'er... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Janie Date: 15 Oct 10 - 09:39 PM I'm cornfused. I ain't inquirin' about which house in particular, just straighten me out on the general "where." YeeHaw - the North Carolina contingent of Catters is proliferating rapidly! (Shame it is such a long State.) |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: maeve Date: 15 Oct 10 - 09:31 PM Thanks for the update, Bobert. Anyone would love a house like that, I reckon. Maeve |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 15 Oct 10 - 09:26 PM Well, we went back today with the P-Vine's son (who is a pool builder by profession) and her daughter-in law (another son) and did another look-see and we still love the place, so... ...just got the documents off the pudder about an hour ago and will sign in the mornin' and drop off (along with a check for earnest money) to the agent on or way home tomorrow, so... ...prayers and crossed fingers... Well, f-prince... Yer right... No bathing suits!!! (Ahhhhhh, Bobert... Have you checked out yer non-butt lately???) No matter... Bathing suits 'er not, we still need all them paryers, good thoughts and crossed fingers... B~ ...and 100.... |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: GUEST,Dani Date: 15 Oct 10 - 09:08 PM Just reading these now. We'll be glad to welcome you to NC, friend! Charlotte's not bad, if you can spend your time not there, out in the country! Might mean we'd see a BIT more of each other?! Dani |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: frogprince Date: 15 Oct 10 - 07:55 PM "Secluded at the end of a half mile driveway... The pool will be nice and... ..we get the womenz in their bathin' suits... (hehe)..." Bathing suits? in a setting like that? What's wrong with you guy? |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: maeve Date: 15 Oct 10 - 07:42 PM Yes, Bobert- anything to tell? |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bill D Date: 15 Oct 10 - 07:38 PM so...by this time, have signed anything? |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 15 Oct 10 - 07:02 AM YIKES!!! We've now "slept on it" and it still feels right... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: The Fooles Troupe Date: 14 Oct 10 - 09:51 PM "There's just something special about having a wee little place" I too enjoy being flushed with success in being alone, except for people knocking on the door.... |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: Bobert Date: 14 Oct 10 - 09:45 PM Yeah, kat... My Spartanette is a 30 footer... Looks a little like the one in yer pic except where the two windows are there is one big window... I took the kitchen and living room out and have it as a music studio and then the back half has a working bathroom and a nice bedroom... The P-Vine says "no-way"... I consider that a challenge... I mean, she loves this house and if I can figure a way to get it here then I'm gonna do my very level best 'cause, hey, it's my studio, gol danged it... Right now, I'll just leave it out of the discussions... Heck, I might get it down here without her knowing it until she finds it here... I do have a well developed "sneaky bone"...lol... B~ |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: katlaughing Date: 14 Oct 10 - 09:34 PM In fact, they even have a Spartanette! |
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Subject: RE: BS: Ol' Hillbilly Movin' to NC??? Maybe... From: katlaughing Date: 14 Oct 10 - 09:33 PM That looks really nice! Giving thanks, here, for this or something better for the highest good of all concerned. OH, and, please tell P-Vine, the Spartennette(sp) goes with you. It's a small thing...my Rog has his little one in the bank and nobody goes in it but him, plus I have my very own closer to the house. There's just something special about having a wee little place like that to go to...plus, I don't know about out there, but out here, the "vintage" ones are worth a bit...I've had folks stop by here, several times, to ask if we'd like to sell them. There's a place in Bisbee, AZ which rents them out like motel rooms...quite the vintage thing to do, ya know?:-) Here's to tomorrow's contract! |
